Comprehensive Retirement Planning

It’s what we do best!

Services - Asset Protection Symbol copy  Asset Protection

You want to protect your life-savings from being severely damaged from an unexpected crisis. We position you to do this through strategies aimed to avoid spending down your assets to pay for long term health care, and also to help protect your spouse from a loss of income due to an unexpected death. 

  • Asset Based Long Term Care Strategies
  • Long Term Care Insurance
  • Life Insurance
  • Medicare Supplemental Insurance

  Estate Planning

Retirement Guys Co-Founder and Estate Planning Attorney, Mark Clair, knows that control is the key-word when it comes to estate planning. Who are the people you want to get all of your stuff when you die? What do you want each person to get? When do you want them to get it?  Bottom line: You can control “someday” by planning today

  • Probate Avoidance
  • Living Trusts
  • Wills
  • Estate Administration
  • Powers of Attorney

  Retirement Income Planning

Specializing in the income stage of retirement, The Retirement Guys can assist you with distribution and reallocation of your retirement savings in the most tax efficient manner, reduce or eliminate unnecessary fees, helping you keep more of your money and plan for income throughout your retirement years. 

  • Cash Flow Analysis
  • Independent Income System
  • Yield Optimization

  Tax Strategy

There are only three ways to invest: Taxable, Tax Deferred, and Tax Free. Since most retirement accounts are tax deferred, usually not a penny in the account has ever been taxed.  The IRS has been friendly enough to allow you to accumulate wealth for retirement; however, eventually you have to pay the piper and if you don’t know the rules of retirement planning and how to play the game, your heirs may experience what we call a Tax Ticking Time Bomb blow out. 

  • Tax Deferred/ Tax Free Investments
  • Retirement Guys’ Triple Split Roth Conversion Strategy
  • De-Tax Max

  Investment Planning

We make the difficult task of choosing the thousands of products that are available to use in a retirement plan easy to follow and understand.  No need to worry yourself sick about all the different options.  That’s why we get to know you on a personal level; so that we can then choose the products that we think will best fit your retirement needs. 

  • Circuit Breaker Technology
  • Custom Built Portfolios
  • Formulaic Investing