Market Update – October 2016

The past three months in the market has given us a lot of firsts. We saw Great Britain vote to leave the European Union in late June which shocked global markets and sent most indices into a tailspin for a few days. Markets recovered far quicker than almost anyone had expected, the small down turn […]

Be Free

If you look at the Declaration of Independence it refers to the idea that “all men are created equal” and that they are “endowed by their Creator with certain inalienable Rights” including “Life, Liberty and the pursuit of Happiness.” Why do you get up in the morning? What motivates you to keep going? For most […]

How To Not Outlive Your Money

How to Not Outlive Your Money

When folks come to in see The Retirement Guys, we always ask what their biggest concerns are.  Nine times out of ten the top concern is “I don’t want to outlive my money.  I want to have enough to live comfortably the rest of my life.”  Isn’t that part of what we are all working for?  Security, […]

Hope For A New Season (Of Life)

If you know me (Mark) very well, you know that I am a big sports fan and a lifelong fan of all Detroit sports teams,  especially the Detroit Tigers.  This is obvious when you come into my office, sit down and look up at the wall and notice the many framed photos of me and […]

Have A Written Retirement Income Plan? (Part 2)

  In part one of our series on having a written retirement income plan, we outlined specific tools (stocks, bonds, mutual funds, annuities, banking products, etc.) that can be used as part of the planning process. We also highlighted the importance of focusing on what is important. The tools are just the vehicles to help an […]

Concerned About Outliving Your Income?

One of the biggest concerns a retiree has is outliving his or her income. In financial terms that is called a longevity risk. It can be hard for a family to figure out how much they will need to have saved up because we never know how long someone will live. No matter how many […]

Retirement Wonder Diet

Time Is Flying By Another year has come and gone and as always, it seems that time continues to fly by.  I (Mark) was thinking about it being 2015 and was reminded of way back when, that I wondered what the year 2000 would be like.  What would I be doing?  How successful would my […]

Year-end Investment Deadlines

In just a few short weeks we will be ringing in another new year. If you are like us, this year has just flown by. Certain type of investment decisions need to be made in order to take advantage of this year’s taxes.  Here is a guide and what you might need to do. Required […]

Create A Written Investment Plan

You started investing for a reason. The goal was to build a savings account for a rainy day. To gain financial freedom and be able to retire one day could be the goal. Or the goal could be a retiree investing to generate income. Determining the reason to invest and what to buy is often […]

5 Tips To Help Efficiently Plan Your Estate

In the last couple weeks we have written articles for the Toledo Free Press called 5 Tips To Help You Prepare for Retirement and 5 Tips To Help Protect Your Retirement Assets (Check them out at  Here is part 3 of our three part series that focuses on The Retirement Guys 3-part process called The […]