The Danger of Political Promises

We wish the next President the best and hope they do what they can to make America stronger and safer for not only next year, but for generations to come. At the same time, we realize that often what our political leaders say in public speeches and what becomes a reality are often too different […]


Market Update – October 2016

The past three months in the market has given us a lot of firsts. We saw Great Britain vote to leave the European Union in late June which shocked global markets and sent most indices into a tailspin for a few days. Markets recovered far quicker than almost anyone had expected, the small down turn […]

A photo by Brooklyn Morgan. unsplash.com/photos/vlSyS1VLCoQ

Life Is For Living

If you found out you only had a month left to live how would you spend that time? At first you might want to just close the blinds and be mad at the world. At times you might pray to God and thank him for all of the wonderful things you experienced in life. You […]

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Declare Your Financial Independence

This summer, the Retirement Guys have had a major focus on the phrase “Be Free.” We’ve asked our clients, “what does ‘Be Free’ mean to you?” We supported the Wounded Warrior Softball Team in their visit to Toledo, and we also spoke about gaining financial independence at our Biannual Economic Summit. Summer will be winding […]


Be Free

If you look at the Declaration of Independence it refers to the idea that “all men are created equal” and that they are “endowed by their Creator with certain inalienable Rights” including “Life, Liberty and the pursuit of Happiness.” Why do you get up in the morning? What motivates you to keep going? For most […]


My Portfolio VS The Recent Market Downturn

The quick decline in the stock and bond market over the last few weeks has started to get the attention of many investors.  Are the recent declines in the stock and bond market normal?  The simple answer is yes. For a long time we have been recovering from the 2008 crash. Even recently the market […]

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Conservative, Moderate, Aggressive – What does it all mean?

I am sure at one point you have been asked the question, “Are you a conservative, moderate, or aggressive investor?” You might be thinking “I have a long investment time frame, I don’t want to be too aggressive with my retirement money …so I must be moderate!” Other times, when the markets head south, you might […]

How To Not Outlive Your Money

How to Not Outlive Your Money

When folks come to in see The Retirement Guys, we always ask what their biggest concerns are.  Nine times out of ten the top concern is “I don’t want to outlive my money.  I want to have enough to live comfortably the rest of my life.”  Isn’t that part of what we are all working for?  Security, […]


4 Tips From Dear Ole’ Dad

Spring is almost over and another Father’s Day upon us. Here at The Retirement Guys, it’s important that we don’t forget lessons learned from the past — lessons on character, hard work, perseverance, patience, etc. Although it is ultimately up to us what kind of people we choose to be, our parents (especially our fathers) […]

Hope for a new season (of life)

Hope For A New Season (Of Life)

If you know me (Mark) very well, you know that I am a big sports fan and a lifelong fan of all Detroit sports teams,  especially the Detroit Tigers.  This is obvious when you come into my office, sit down and look up at the wall and notice the many framed photos of me and […]